AB 1033 in San Diego: How the New ADU Condo Law Works in the City and Unincorporated County Short answer: As of 2026, AB 1033 is live in both the City of San Diego (effective August 22, 2025) and the unincorporated areas of San Diego County (effective April 4, 2026). Qualifying homeowners can now subdivide
Between 2020 and 2024, Encinitas climbed into the top five jurisdictions in San Diego County for both ADU permits issued and ADUs completed. The city's Pre-Approved ADU (PRADU) program has issued 21 plan-ready permits since 2020. Coastal Zone permit timelines were cut roughly in half by AB 462. And the median home value sits north
ADU Financing in San Diego: Every Loan Option Explained (2026) Building an ADU in San Diego is one of the smartest investments a homeowner can make right now. Rental demand is high, property values are strong, and new state laws have made permitting easier than ever. But the question we hear most often isn't about
