Building an ADU can trigger a property tax reassessment — but Prop 19 protects parent-to-child transfers in specific ways. Here's what San Diego homeowners need to know before they break ground.
As of 2026, AB 1033 is live in both the City of San Diego and San Diego County — meaning homeowners can now sell ADUs as separate condos. Here's what that actually means for your property and finances.
Between 2020 and 2024, Encinitas climbed into the top five jurisdictions in San Diego County for both ADU permits issued and ADUs completed. The city's Pre-Approved ADU (PRADU) program has issued 21 plan-ready permits since 2020. Coastal Zone permit timelines were cut roughly in half by AB 462. And the median home value sits north
A complete breakdown of ADU financing in San Diego: HELOCs, construction loans, renovation loans, and state programs — what each costs, who qualifies, and which makes sense for your project.
